Time to
Protect What Matters Most
Customized insurance solutions for families and individuals across BC.
SERVICES
What We Offer
Comprehensive Coverage for All Your Personal and Business Insurance Needs
Types of Insurance.
Life is unpredictable — but your protection plan shouldn’t be. Insurance is about more than policies and paperwork; it’s about creating security and peace of mind for the people and things that matter most.
Life Insurance: Life insurance protects your family’s financial future if something happens to you. Options like term, whole, or universal life can be tailored to your budget and goals.
Critical Illness Insurance: This coverage pays a tax-free lump sum if you’re diagnosed with a serious illness such as cancer, stroke, or heart attack. It helps cover expenses so you can focus on recovery.
Disability Insurance: If injury or illness prevents you from working, disability insurance provides income replacement. It helps you keep up with bills and maintain your lifestyle.
Health and Dental Insurance: Health and dental plans cover costs like prescriptions, dental care, and vision care. They’re ideal for families, the self-employed, or anyone without workplace benefits.
Travel Insurance: Protect yourself from unexpected costs while away from home. Coverage includes emergency medical care, trip cancellations, and lost baggage so you can travel with peace of mind.
Frequently Asked Question
How do I get a personalized insurance quote?
Getting a quote is easy! Simply fill out our online form or give us a call. We'll ask you a few questions about your insurance needs and provide you with a personalized quote tailored to fit your specific requirements.
What should I consider when choosing an insurance policy?
When selecting an insurance policy, it's essential to consider factors such as your financial goals, family needs, and budget. Our experienced advisors can help guide you through the process, ensuring you choose the right coverage for your situation.
How can I file a claim with your company?
Filing a claim is straightforward with us. Simply contact our claims department via phone or email, and our dedicated team will assist you through the process. We strive to make claims processing as hassle-free as possible, ensuring you receive prompt and fair support during your time of need.
What’s the difference between term and whole life insurance?
Term life insurance covers you for a set period of time, while whole life offers lifelong coverage with additional benefits. The right choice depends on your goals and budget — let’s chat about which option fits best.
Do I really need critical illness insurance if I already have life insurance?
They serve different purposes. Life insurance protects your family if you pass away, while critical illness provides financial support if you survive a serious diagnosis. I can walk you through how they can work together in your plan.
Can I get insurance if I have pre-existing conditions?
Coverage is often still possible, but it depends on the type of insurance and your situation. Every case is unique, so it’s best to review your options in a one-on-one consultation.
How much coverage do I need?
The right amount of coverage depends on factors like your income, debts, family needs, and long-term goals. I can help you calculate a personalized amount during a free consultation.
I have coverage through work, so I don't need my own?
Coverage through work doesn't follow you if you leave, and often the coverage is incomplete and does not fully cover your needs. We are happy to look through your group coverage to ensure it provides the coverage you require.
